CARITAS FINANCIAL: Strength and Virtue
Caritas (Care-uh-tahz) is Latin for charity, kindness, and compassion for others
At Caritas Financial, our experienced professionals have helped hundreds of families for nearly two decades by providing clear, thoughtful retirement planning guidance. Through the years we have expanded our services to become a comprehensive financial services firm providing financial planning and private wealth management for individuals and families as well as institutional services for organizations such as endowments, foundations, and retirement plans.
Focused on You
Our work begins by helping you clarify and prioritize your objectives. This is accomplished after an in-depth conversation designed to give us insight as to what is important to you in life, both personally and financially. The decisions we arrive at together help us develop a personalized financial plan that supports your objectives, responsibilities, and ambitions.
Each Financial Consultant and Private Wealth Advisor at Caritas Financial works with a select number of clients to ensure we are accessible and responsive to your needs. Financial planning is a process, not a one-time event, so we provide ongoing communication and can respond to changes in your priorities or circumstances as necessary. We pride ourselves on connecting with clients and earning their trust, which is invaluable when developing and implementing strategies that are customized for your objectives.
Objective, Unbiased Advice
Whether you are getting “retirement-ready,” selling your business, organizing your finances, planning a legacy, or even starting a foundation, you can feel comfortable knowing you have a strong financial team to provide comprehensive recommendations. Our skilled team is comprised of financial professionals with distinguished industry designations, including CERTIFIED FINANCIAL PLANNERTM (CFP®), Chartered Financial Analyst (CFA®), Certified Investment Management Analyst (CIMA®), Chartered Alternative Investment Analyst (CAIA®), and Accredited Investment Fiduciary (AIF®) – all of whom have access to a broad spectrum of non-proprietary products and services. As an independent firm, we are honored to have the responsibility of delivering clear, unbiased and objective advice to our clients.
Life and Death of a Twenty Dollar Bill
How long does a $20 bill last?
How Income Taxes Work
A quick look at how federal income taxes work.
How Stocks Work
Understanding how a stock works is key to understanding your investments.
Retirement income may come from a variety of sources. Here's an overview of the six main sources.
Getting the instruments of your retirement to work in concert may go far in realizing the retirement you imagine.
Preparing for the eventual distribution of your assets may not sound enticing. But a will puts the power in your hands.
Understanding some basic concepts may help you assess whether zero-coupon bonds have a place in your portfolio.
Here's a breakdown of how the federal government spends your tax money.
Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities.
Estimate how much of your Social Security benefit may be considered taxable.
Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
Assess whether you are running “in the black” or “in the red” each month.
Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.
Estimate how long your retirement savings may last using various monthly cash flow rates.
This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.
Principles that can help create a portfolio designed to pursue investment goals.
A presentation about managing money: using it, saving it, and even getting credit.
There are a number of ways to withdraw money from a qualified retirement plan.
Investment tools and strategies that can enable you to pursue your retirement goals.
There are some key concepts to understand when investing for retirement
The importance of life insurance, how it works, and how much coverage you need.
If you have a family that relies on your income, it’s critical to know what their needs would be in the event of your death.
Despite recent tax-law changes, many Americans are expected to pay the AMT this year.
As the economy gathers momentum, many are waiting for their personal finances to gather momentum, too.
Recent changes in estate tax laws could affect the strategy you have in place.
Retirees look for ways to convert savings and investments into regular income. One option to consider is an annuity.
We all know the stock market can be unpredictable. We all want to know, “What’s next for the financial markets?”